3 Tips for Getting Your Finances on Track
A recent survey found that 85% of Americans said their personal finances were causing them stress. One of the most common concerns was having enough saved for retirement. There’s no better time than now to review your current situation and get your finances on track. #1 Establish a List of Goals As the year goes […]
The History and the Future of Money
We’ve come a long way from trading pelts and seashells as currency, and there have been many changes to how we produce and use currency between then and now. The value of currency and inflation affect us all, as we’ve seen recently at the gas pump and the grocery store. Here’s what we can learn […]
3 Major Retirement Expenses to Include in Your Budget
General retirement planning advice says that you’ll need about 80% of your pre-retirement income in retirement, but this may not be the case for everyone. Inflation, taxes, and long-term care costs are easily overlooked – but these expenses could be high. When creating your retirement budget, don’t forget to include these three expenses. Taxes: How […]
Three Birthday Milestones That Could Change Your Tax Situation
When we think of milestone birthdays, we often think of ones that are already behind us – like 18 and 30. But there are plenty of important birthdays ahead of you, especially as you near and enter retirement. Starting at age 50, several birthdays are critical to acknowledge because they can have implications for your […]
Estimating Your Tax Burden in Retirement
Taxes could be one of your biggest expenses in retirement. But once you have an estimate for your tax burden in retirement, you can consider ways to minimize it. The first step towards creating a tax minimization strategy in retirement is looking at how your different sources of income will be taxed. Pensions If you […]
December Financial Quiz
Implementing New Year’s Resolutions Millions of people make New Year’s resolutions every year, hoping to spark positive change. In addition to a more active approach to health and fitness and learning new things for personal and professional development, many of us seek to improve our finances. But despite the best of intentions, once the year’s […]
A 30-Year High in Inflation Creates New Challenges
A 30-Year High in Inflation Creates New Challenges For much of the year, we have listened to the Fed saying that the surge in inflation is “transitory.” But inflation across a broad swath of products that consumers buy every day was higher than expected in October, hitting its highest point in more than 30 years, […]
Holiday Holdup: Can Supply Chain Problems Be Solved?
Holiday Holdup: Can We Solve Our Supply Chain Problems? The disruptions to the global supply chain hold lessons for both companies and consumers, say Wharton professors Santiago Gallino and Barbara Kahn. During standard times, companies look for ways to make their supply chains operate more efficiently. But these aren’t regular times. Scenes of cargo ships […]
Cybersecurity Knowledge
October 2021 Newsletter Cybersecurity Trivia October is Cybersecurity Awareness Month and comes as part of a national effort to raise awareness on the importance of developing smart cybersecurity practices and safe online habits among growing internet threats. Hilltop is here to provide tools and resources to help you and your loved ones stay safe online. […]
Cybersecurity Awareness Month
October 14, 2021 ▫️ Security Cybersecurity Awareness Month: Tips to Protect Yourself Online Everyone plays a part in creating a safe digital environment, and the 2021 National Cybersecurity Awareness Month, a collaborative effort of government and industry, focuses on the role of each individual in maintaining cybersecurity at home and in the workplace. Whether using […]
