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Category: Financial Planning

Getting Your Mind Right About Money Management

Getting Your Mind Right About Money Management Hilltop Wealth Solutions

Although the basic idea of setting aside funds for retirement has remained constant over the years, the tools and overall picture are beginning to change. In the past, people were able to depend on pensions and Social Security benefits to carry them through retirement, but now it is equally vital to have a positive attitude […]

Give the Gift of Financial Wellness to Future Generations

Give the Gift of Financial Wellness to Future Generations Hilltop Wealth Solutions

As you work your way towards retirement, chances are you have had to make a lot of financial decisions. It’s likely you have made a few misjudgments, such as splurging on frivolous items in your twenties or choosing a less-than-ideal payment plan for your car loan or mortgage. However, through your journey, you have gained […]

The Economy Threw a Curveball at Retirees in 2022

The Economy Threw a Curveball at Retirees in 2022 Hilltop Wealth Solutions

The economy in 2022 posed difficulties for a lot of people, and retirees have had it even harder. The impact of the Russia-Ukraine conflict, the aftermath of the pandemic on the economy, as well as the increase in inflation and interest rates, have been felt globally. As we start off a new year, it is […]

Index and Mutual Funds – Key Differences

Index and Mutual Funds – Key Differences Hilltop Wealth Solutions

While an index fund and a mutual fund may appear identical on the surface, there are numerous key differences between them that might be vital to your retirement portfolio. Both index funds and mutual funds diversify assets, and they are typically invested in a basket of stocks that aims to meet certain investment goals. Overview […]

Hilltop Wealth and Tax Solutions Completes Advanced Training

Mishawaka, IN – November 3, 2022 – Erik Brenner, President, CEO, and Private Wealth Advisor at Hilltop Wealth and Tax Solutions, alongside the Hilltop team and members of Ed Slott and Company’s Master Elite IRA Advisor GroupSM, attended the semiannual workshop on the latest retirement account planning strategies, estate planning techniques, and tax laws on […]

Remember the Financial Fundamentals for a Sturdy Retirement

Remember the Financial Fundamentals for a Sturdy Retirement Hilltop Wealth Solutions

Having a strategy for how to invest your money so that you’re set for retirement is crucial to achieving the retirement you hope for. With no external income coming in, you’ll need to follow a new set of rules for managing your retirement income, expenses, and investments—not just to keep your portfolio growing—but to ensure […]

These 3 Retirement Birthdays Are Cause to Celebrate

These 3 Retirement Birthdays Are Cause to Celebrate Hilltop Wealth Solutions

Did you know that there are rules and regulations that can help you avoid higher taxes and penalty fees and help you structure your income to minimize taxes? Getting the most out of your retirement savings takes more than adjusting your portfolios. Know these 3 ages that can help you get the most out of […]

These 5 Risks Affect the Wealthy Retiree More Than You Thought

These 5 Risks Affect the Wealthy Retiree More Than You Thought Hilltop Wealth Solutions

Having a great deal of wealth to preserve might seem straightforward. However, the quantity and value of assets you have to safeguard create unique difficulties that are specific to their wealth. There are numerous wealth-preservation and investment principles that are applicable to everybody—for instance, establishing a tax policy, assessing a portfolio’s risk exposure, and more—however, […]

Traveling in Retirement on a Budget

Traveling in Retirement on a Budget Hilltop Wealth Solutions

Reaching retirement is a lifetime achievement marking a new chapter of exploration, journey, and relaxation. That’s why so many retirees choose to travel when they enter retirement! But affording the retirement you planned for isn’t a walk in the park, especially nowadays with inflation affecting where and how we spend. This is particularly true when […]

Is Now the Time to Revisit Your Financial Plan?

Is Now the Time to Revisit Your Financial Plan? Hilltop Wealth Solutions

When the market is at an all-time high, you may not be worried about running out of money in retirement. Your house may be paid off, the kids are grown up and are financially independent, and there’s always Social Security to fall back on. But what about when your retirement expectations aren’t met? While the […]

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Hilltop Wealth Solutions (“Company”) is an SEC registered investment adviser located in Mishawaka, IN with branch office located in MI and other locations throughout IN.  The Company may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements.  The Company’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links.  Accordingly, the publication of the Company’s web site on the Internet should not be construed by any consumer and/or prospective client as the Company’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.  Any subsequent, direct communication by the Company with a prospective client shall be conducted by a representative that is either registered or qualified for an exemption or exclusion from registration in the state where the prospective client resides.  For information pertaining to the registration status of the Company, please contact the SEC or the state securities regulators for those states in which the Company maintains a notice filing.  A copy of the Company’s current written disclosure statement discussing Company business operations, services, and fees is available by going online via the SEC’s Investment Advisers Public Disclosure (IAPD) database at www.adviserinfo.sec.gov, using SEC #801-115255.

The Company does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to the Company web site or incorporated herein and takes no responsibility, therefore.  All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by the Company, will be profitable or equal any historical performance level(s).

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The Company is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice.

Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if the Company is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of the Company by any of its clients.  Rankings published by magazines and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser.  Rankings are generally limited to participating advisers.

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