MythBusters for Investors

Please join Hilltop CEO Erik Brenner for an EDUCATIONAL SESSION at 6 p.m. on TUESDAY, SEPT. 21 at the HARRIS BRANCH of the MPH Public Library, Granger!

If you’re like most hardworking Americans, you don’t want to work forever, and retirement is something you look forward to enjoying.

However, having a plan is critical to your health, happiness, and, ultimately, your longevity. Join Hilltop President Erik Brenner CFP® to discuss strategies to plan full-speed ahead — while protecting yourself from inflation and volatile markets.

You will learn how to:

• Build Your Assets
• Protect Your Assets
• Enjoy Retirement

Limited Seating! RSVP to (574) 889-7526 or at fortheclimb.org

Some highlights from “MythBusters for Investors” on WSBT-TV’s HomeTown Living:

Watch Hilltop President Erik Brenner CFP® bust Retirement & Financial misconceptions with WSBT-TV’s HomeTown Living co-host, Craig Gibson.

EVERYTHING YOU HEAR IS NOT ALWAYS TRUE!

Hilltop Wealth Solutions invited WSBT-TV’s HomeTown Living to its Mishawaka office at Edison Lakes to separate fact from fiction.

With co-host Craig Gibson’s assistance, Erik got to the bottom of some of the financial planning world’s most common rumors, popular beliefs, and urban legends.

Let’s start with one of the biggest financial myths — that you need to be rich to invest.

Deciding when and where to invest depends on many factors.

  • Your Goals
  • Your Time Horizon 
  • Your Risk Tolerance 

But you definitely don’t need to have a massive amount saved before you start.

What you need — to be a successful investor — is time. Because the longer you stay invested, the harder your money works for you!

What about this, “Stocks on ‘best of’ lists are always good buys?”

Just because a stock is popular doesn’t mean it’s a “great deal.”

That’s in large part because everyone now thinks the stock is good. And everyone wants to buy it.

Even a reputable company can be a bad stock investment — if you pay too much.

And significantly paying more for a stock — more than what that stock will earn — is generally not a recipe for success.

One of the fear factors holding would-be investors back is, “investing is like gambling.”

Many believe that when you become active on Wall Street, you have about the same chances of turning a profit as you do in a game of blackjack. Is this true?

No, it’s not. Investing in a diversified portfolio, taking a long-term time horizon, and only withdrawing from the portfolio when appropriate — is not gambling.

However, it is risky to put all your money into one stock — no matter how much regard you have for it.

It’s also risky to hold a portfolio as a “rainy day” fund and withdraw from it at a minute’s notice to cover unforeseen expenses.

Whether playing a game of poker or making an investment, you have to put some money on the line to participate. And if you make the wrong move it will lead to losses. But the “investing-is-like-gambling” myth was born from the fear of loss — and it’s an emotion that many first-time investors work hard to keep in check.
So, if you want to invest and grow your wealth — but you’re scared of losing money — that seems like the perfect reason to attend Hilltop’s upcoming workshop!

Please join us at the HARRIS BRANCH, Mishawaka-Penn-Harris Public Library on Tuesday, Sept. 21 at 6 p.m. where Erik will offer personal guidance to help attendees manage and grow their assets.

Visit HilltopRetire.com or call (574) 475-7366 to sign up for a FREE complimentary retirement assessment.


Disclaimer
Hilltop Wealth Solutions is a registered investment adviser. This is not intended to be relied upon as investment advice, nor an offer to solicit to buy or sell any securities.

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