New Retirement Rules

Our Policies / Your Protection

At Hilltop Wealth Solutions, we respect the personal financial
privacy of all our clients and customers, both current and
former. We want our clients to know that we recognize they
have entrusted us with private personal financial information
and it is extremely important to us that all employees, officers
and clients of our firm know our policy concerning what we
do with that information. For more information, reference our
firm’s ADV and Privacy Brochure.



We collect information from the following sources:

• Information our clients provide to us to complete their financial plan
• Information our clients provide to us in agreements, account applications, and other documents completed in connection with the opening and maintenance of their accounts
• Information our clients provide to us orally as well as information we may receive from third parties – such as brokerage firms – about our clients’ transactions with us or with others.

We do not disclose any nonpublic personal financial information about our clients to anyone, except in the following circumstances:

• When it is required to provide services our clients have requested
• When our clients have specifically authorized us to do so in writing: or
• When permitted or required by law

At Hilltop Wealth Solutions we restrict access to clients’ personal information to those employees with a need to know. To ensure security and confidentiality, we maintain electronic and procedural safeguards to protect the privacy
of our clients.

We stress to all employees and officers of our company that everything handled in our offices is private and confidential. Nothing  situation with anyone else who may request information about an account unless they are specifically authorized in writing, by the client, to do so.

You can find our latest ADV and privacy policy at https://www.adviserinfo.sec.gov/IAPD/default.aspx

Security Protection for your personal and account information

To protect our client’s personal information from unauthorized access and use we use the latest security measures that comply with federal laws. These measures include:

• Our technology support partners utilize the best practices in the financial industry to encrypt our computers
• We have an enterprise-grade firewall to protect from outside intruders, while also protecting our outbound information
• All of our local computers are also fully encrypted
• Mobile devices in use within our company have an authentication lock
• All passwords are required to be frequently changed
• Our vendors also utilize various up-to-date cyber security measures to ensure information is safe. We do not control our vendors’ technology; however, we would not partner with them if we believed our client information would be compromised in any way