the hilltop difference
With over 135 years of combined wealth management experience.


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Being a Fiduciary Matters

A fiduciary obligation is one of the most important factors in differentiating whether an advisory service will act in your best interest, or if they will steer you towards products and strategies that benefit them.

  • A fiduciary obligation: a commitment, often legally binding, that requires the obliged to act in the best interest of the beneficiary.
  • A fiduciary: a person or organization that acts on behalf of another person or people, putting their client’s interests ahead of their own with the goal of preserving good faith and trust.

Being a fiduciary thus requires being bound both legally and ethically to act in the other’s best interests.

As a fiduciary, Hilltop Wealth Solutions is legally and ethically bound to act in the best interest of our clients – always. We embrace this responsibility as the underlying principle of our firm and commit to providing our clients with sound financial guidance that is tailored to each client’s individual needs.

Experience Matters

With over 125 years of combined wealth management experience, our advisors have successfully guided clients through the highs and lows of many market cycles filled with extreme volatility and uncertainty with the ability to bring about a sense of calm when others panic.

Our first-hand experiences give us the expertise and credibility to succeed in many market conditions and continue to create confidence and generate results in our tax planning, investment management, and wealth advisory service.

Independence Matters

Many financial organizations are tied to larger firms and may have competing obligations when it comes to how they manage your money. In some cases, this could lead to guiding clients financial plans in ways that don’t directly meet their needs.

By not having an exclusive affiliation with one institution, we are not internally persuaded to sell proprietary products or suggest investment strategies that benefit our firm or any partner firm. Because of this independence, we have access to all investment vehicles, tools, and products so that we can work to utilize solutions that will benefit each client’s individual short- and long-term goals. Plus, our firm levies no commissions, meaning have no incentive to recommend one solution over another, or any at all just for the sake of earning a commission.

Our sole incentive is to help grow and preserve your wealth, whether that means overhauling your strategy or making no changes at all and instead staying vigilant in case new risks arise.

Family Matters

Family always comes first with us. We wouldn’t be in the wealth and tax advisory business if it wasn’t to help the communities and families that comprise them achieve financial security. We at Hilltop Wealth Solutions pride ourselves on building long-term relationships with our clients and continuously earn the honor and privilege to assist our clients in achieving their financial and life goals, no matter what that means.

At the end of the day, our mission is to help you and your family achieve the life you deserve by providing wealth advisory, tax planning, and investment management services in ways that expressly meet those goals.

Start the conversation

A Strategic approach to investing can help you maximize your retirement income while minimizing your taxes.

With no financial incentives, Hilltop helps clients develop a goal-driven plan to do just that.

Schedule a 30 minute call with Hilltop Today!

Website Disclosures

Hilltop Wealth Solutions (“Company”) is an SEC registered investment adviser located in Mishawaka, IN with branch office located in MI and other locations throughout IN.  The Company may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements.  The Company’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links.  Accordingly, the publication of the Company’s web site on the Internet should not be construed by any consumer and/or prospective client as the Company’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.  Any subsequent, direct communication by the Company with a prospective client shall be conducted by a representative that is either registered or qualified for an exemption or exclusion from registration in the state where the prospective client resides.  For information pertaining to the registration status of the Company, please contact the SEC or the state securities regulators for those states in which the Company maintains a notice filing.  A copy of the Company’s current written disclosure statement discussing Company business operations, services, and fees is available by going online via the SEC’s Investment Advisers Public Disclosure (IAPD) database at, using SEC #801-115255.

The Company does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to the Company web site or incorporated herein and takes no responsibility, therefore.  All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by the Company, will be profitable or equal any historical performance level(s).

Certain portions of Company web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, the Company (and those of other investment and noninvestment professionals) positions and/or recommendations as of a specific prior date.  Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s).  Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from the Company, or from any other investment professional.

The Company is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice.

Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if the Company is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of the Company by any of its clients.  Rankings published by magazines and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser.  Rankings are generally limited to participating advisers.

To the extent that any client or prospective client utilizes any economic calculator or similar interactive device contained within or linked to the Company web site, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from the Company, or from any other investment professional.

Each client and prospective client agrees, as a condition precedent to his/her/its access to the Company web site, to release and hold harmless the Company, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from the Company.

Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.