A Retirement Strategy for a Lifetime

A Retirement Strategy for a Lifetime Hilltop Wealth Solutions

Saving for retirement is a long-term endeavor. It’s not about finding the next hottest stock or trying to get rich quickly. It requires a different perspective on your wealth and income that accounts for your needs in different stages of your life, from the beginning of your working years through your retirement. The following concepts […]

Navigating the Unknown Variables of Early Retirement Due to Layoffs

We at Hilltop Wealth Advisors heard the devastating news regarding the layoffs that occurred at Ford on August 23rd. To all the individuals and families affected by this unfortunate event, we understand that this event affects hard-working Americans, and we are here to help protect your retirement finances through this unfortunate period. We acknowledge that, […]

Inflation Versus Our Budgets

Inflation Versus Our Budgets Hilltop Wealth Solutions

The effects of inflation are proving hard to stave off, and we are all feeling it on our budgets. From food to gas to home repair products, prices seem to be increasing every day. The Federal Reserve is expected to continue raising interest rates to fight inflation. And although their actions have made an impact, […]

Don’t Let Your Emotions Control Your Finances

Don’t Let Your Emotions Control Your Finances Hilltop Wealth Solutions

If you’ve followed markets or financial news, especially in the past few years, you may have felt certain emotions when your portfolio makes a big jump or declines steeply. When markets keep going up, emotions can start to creep in and tell you to overweight your risky assets. It can start to feel like you’re […]

Wealth and Income, What’s the Difference?

Wealth and Income, What’s the Difference? Hilltop Wealth Solutions

Last year, you may not have worried about market downturns or cost-of-living increases, but with market volatility and inflation threatening retirement plans this year, plus continued rate hikes from the Fed, it’s important to make sure you know your options when it comes to protecting your wealth, earning income, and knowing the difference between both. […]

3 Tips for Getting Your Finances on Track

A recent survey found that 85% of Americans said their personal finances were causing them stress. One of the most common concerns was having enough saved for retirement. There’s no better time than now to review your current situation and get your finances on track. #1 Establish a List of Goals As the year goes […]

Mistakes You Could Be Making with Your Estate Plan

Mistakes You Could Be Making with Your Estate Plan Hilltop Wealth Solutions

It’s easy to avoid making an estate plan but lacking one won’t be easy on your loved ones and could cause tension during your later years and after your passing. Having your affairs in order can be a big help to your family, so consider creating a comprehensive estate plan. Unfortunately, there are many mistakes […]

The History and the Future of Money

We’ve come a long way from trading pelts and seashells as currency, and there have been many changes to how we produce and use currency between then and now. The value of currency and inflation affect us all, as we’ve seen recently at the gas pump and the grocery store. Here’s what we can learn […]

3 Major Retirement Expenses to Include in Your Budget

General retirement planning advice says that you’ll need about 80% of your pre-retirement income in retirement, but this may not be the case for everyone. Inflation, taxes, and long-term care costs are easily overlooked – but these expenses could be high. When creating your retirement budget, don’t forget to include these three expenses. Taxes: How […]

Three Birthday Milestones That Could Change Your Tax Situation

When we think of milestone birthdays, we often think of ones that are already behind us – like 18 and 30. But there are plenty of important birthdays ahead of you, especially as you near and enter retirement. Starting at age 50, several birthdays are critical to acknowledge because they can have implications for your […]