59.5 Brings Half Birthdays Back into Style!

59.5 Brings Half Birthdays Back into Style! Hilltop Wealth Solutions

Turning sixty is an energizing experience. It not only carries with it more knowledge and anticipation for a new time of life, but it also presents vital money choices that can influence your life in retirement. On the off chance that you are arriving at 59.5 this year, you will be qualified to pull from […]

Approaching Income and Net Worth Differently in Retirement

Approaching Income and Net Worth Differently in Retirement Hilltop Wealth Solutions

Your daily routine, from tying your tie in the morning to loosening it when you get home, has probably been done for most of your life. When you retire, your daily routine and your financial routine will shift as well. Your saving and wealth accumulation strategy was in place in your working years. But in […]

Know This End-of-Year Roth IRA Strategy!

Know This End-of-Year Roth IRA Strategy! Hilltop Wealth Solutions

One way or another, Individual Retirement Accounts will be involved in retirement planning these days. Whether you want to roll over a 401(k), time your withdrawals optimally, or make catch-up contributions, your IRA strategy may be one of the key components of your income strategy. However, there is a little-known timing strategy to get more […]

Hilltop Wealth and Tax Solutions Completes Advanced Training

Mishawaka, IN – November 3, 2022 – Erik Brenner, President, CEO, and Private Wealth Advisor at Hilltop Wealth and Tax Solutions, alongside the Hilltop team and members of Ed Slott and Company’s Master Elite IRA Advisor GroupSM, attended the semiannual workshop on the latest retirement account planning strategies, estate planning techniques, and tax laws on […]

Remember the Financial Fundamentals for a Sturdy Retirement

Remember the Financial Fundamentals for a Sturdy Retirement Hilltop Wealth Solutions

Having a strategy for how to invest your money so that you’re set for retirement is crucial to achieving the retirement you hope for. With no external income coming in, you’ll need to follow a new set of rules for managing your retirement income, expenses, and investments—not just to keep your portfolio growing—but to ensure […]

These 3 Retirement Birthdays Are Cause to Celebrate

These 3 Retirement Birthdays Are Cause to Celebrate Hilltop Wealth Solutions

Did you know that there are rules and regulations that can help you avoid higher taxes and penalty fees and help you structure your income to minimize taxes? Getting the most out of your retirement savings takes more than adjusting your portfolios. Know these 3 ages that can help you get the most out of […]

Solving for Variables in Retirement

Solving for Variables in Retirement Hilltop Wealth Solutions

Think way, way back to Algebra class. You had to solve for variables, typically labeled “x.” When there was just one unknown, this was pretty simple to do. But as more multiple variables started appearing, it got more complicated. Unfortunately, when planning for retirement, there are often several variables at play – an unpredictable market, […]

Is Now the Time to Revisit Your Financial Plan?

Is Now the Time to Revisit Your Financial Plan? Hilltop Wealth Solutions

When the market is at an all-time high, you may not be worried about running out of money in retirement. Your house may be paid off, the kids are grown up and are financially independent, and there’s always Social Security to fall back on. But what about when your retirement expectations aren’t met? While the […]

A Retirement Strategy for a Lifetime

A Retirement Strategy for a Lifetime Hilltop Wealth Solutions

Saving for retirement is a long-term endeavor. It’s not about finding the next hottest stock or trying to get rich quickly. It requires a different perspective on your wealth and income that accounts for your needs in different stages of your life, from the beginning of your working years through your retirement. The following concepts […]

Navigating the Unknown Variables of Early Retirement Due to Layoffs

We at Hilltop Wealth Advisors heard the devastating news regarding the layoffs that occurred at Ford on August 23rd. To all the individuals and families affected by this unfortunate event, we understand that this event affects hard-working Americans, and we are here to help protect your retirement finances through this unfortunate period. We acknowledge that, […]