Cliff Hawkins ChFC®, NSSA®
Private Wealth Advisor
At Hilltop, my days are filled with diverse responsibilities focused on helping clients achieve their financial aspirations. Whether I'm deep in financial planning, crafting strategic tax strategies, or facilitating transition planning, my main goal is always to prepare clients for life's inevitable ups and downs. For me, this work isn't just a job—it's a passion deeply rooted in my upbringing. I grew up in a household where retirement planning was nonexistent, and I saw firsthand the impact of financial uncertainty. This upbringing drives my commitment to providing holistic financial planning and education, empowering clients to realize their financial dreams.
In 2020, I decided to join Hilltop and integrate my 15 years of experience with the firm. I chose Hilltop because of the firm’s fiduciary values and comprehensive, holistic approach to financial planning. Since joining Hilltop, I've continued to expand my knowledge, especially in navigating the nuanced landscape of retirement planning for my clients.
Many of my clients, once unsure about their retirement prospects, have found clarity and confidence through our holistic approach to financial planning. Witnessing their transformation from uncertainty to certainty in retirement is immensely rewarding—a testament to the impact of comprehensive financial planning.
Credentials
Areas of Expertise: Comprehensive Financial Planning, Tax Planning Strategies, Income/Cash Flow Coaching
Education: Bachelors - Grand Valley State University
Masters - Michigan State University
Membership: National Social Security Association, LLC
Questions & Answers
Most effective saving tip:
Save early, save often, and most importantly automate the process
Who inspires me:
My daughter’s Devin and Nola
My greatest extravagance (under $100):
Golf balls, I seem to lose a lot of them!
What inspires me:
Hard working, dedicated people succeeding through the fruits of their efforts.
My investment philosophy in action:
Keep the big picture in mind and avoid focusing on the short-term noise! Being patient, with a long-term focus, leads to greater success than chasing the social media investment of the day.
Loading ...Testimonials are based on unique experiences from current clients and are not representative of all client experiences. Testimonials are solicited; however, no cash or non-cash compensation was paid to any client for such testimonials. Hilltop Wealth Solutions does pay Amplify Reviews, LLC to collect and provide a digital footprint for their client’s testimonials.
