We take a unique approach to your investment strategy!
• Market Predictors
Can anyone guess the markets and what they will do in the next quarter, the next year, and the next three years? Of course not. One of the most prevalent misconceptions about investment strategy is that the success of your investment strategy hinges solely on timing the market. That couldn’t be further from the truth. In reality, a sound investment strategy incorporates your risk tolerance so you can achieve your investment goals under a variety of market conditions. Upside growth and downside protection.
• Market Downturns
Market downturns happen. Whether the current climate is tumultuous or has been smooth sailing for a decade, downturns can be right around the corner. That’s why we utilize a proactive, holistic investment management method that accounts for a variety of market scenarios and doesn’t just hope for one. Ultimately, downturns can be hard to recover from given how that math of percentages work: A 50% downturn requires a 100% rebound just to recover your losses. That’s why our goal is to limit your losses during market pullbacks so that when the markets rally back, you have more money to capture the upside.
• Our Investment Management Process
Our investment process is truly unique to you, the investor. Our approach to wealth management uses historical and institutional-grade data, not hunch-based forecasting, to make investment decisions. In addition, we make sure that we manage our client’s investments based on their unique risk tolerance and goals. Without understanding exactly what you’re looking to achieve and protect against, there is no way to fully understand what the right investment strategy to employ is. By doing so, we utilize an investment method that the larger pension, insurance, and endowment funds make their name from. This method is commonly known as the institutional investment model.
• The Investment Team
Our partnership with Helios Quantitative Research allows our in-house investment committee to utilize quantitative asset management principals, and the underlying elements and data within a client portfolio, we can create mathematical diversity. We believe mathematical diversity mitigates the impact of a market or economic crises and maximizes confidence in achieving financial plans.
• Hilltop Investment Models
Our partnership with Helios Quantitative Research allows our in-house investment committee to utilize quantitative asset management tools to execute our institutional investment strategy. This quantitative research platform helps us analyze the underlying elements and data of a client’s portfolio of investments. Essentially, this allows us to achieve a level of mathematical and scientific accuracy when it comes to meeting the investment goals of our clients. Moreover, we are able to achieve levels of diversification across asset classes, risk levels, equity types, and asset profiles with a level of granular detail and mathematical precision unmatched by the broader market. Ultimately, a quantitative approach minimizes the impact of a market or economic crisis and maximizes your ability to achieve your financial goals no matter the market environment.
• You Won’t Pay More for Our Investment Management Services
You pay no more: the process, partnership, trading, and management are all included in our asset management fee. Our costs and fees are clear and easy to understand. Our north star at Hilltop Wealth and Tax Solutions is transparency, honesty, and quality in everything we do. That means excellent investment services with no hidden fees whatsoever.
• Institutional Investors How Do They Do It?
The big guys on the block such as pension funds, insurance funds, and endowments widely base their core investment decisions on risk tolerance, investment objectives, and empirical data. Not a list of hot stock tips. They don’t guess or invest based on a hunch they have or on what they see online. They employ a set of principles based on the goals that they set for their organization and invest their funds for those goals, always factoring in that the market may change at any given moment. At Hilltop Wealth Solutions, we utilize this methodical, results-driven approach when it comes to managing your money. As a client, you will receive the same process and quality of service as those multibillion-dollar funds.
Typical Wealth Manager
Hilltop Wealth & Tax Solutions
Diversify
Own a mix of stocks and bonds.
Diversify with Our Data Driven Process
Own a mix of stocks and bonds based on your unique goals and our data-driven quantitative investment management model.
Buy Appeal
Select generic funds based on historic performance.
Buy Appeal & Experience
Select funds that blend performance, low cost, and unique investment objectives based on your own profile.
Review
Periodically examine your portfolio and sell funds that have performed poorly.
Review and React
With frequent calculation points, when the data changes we dynamically adjust your holdings to better position your finances according to the new environment.
Communicate Reactively
Explain what already happened in your portfolio.
Communicate Proactively
Explain what is happening, what may happen, and why changes to adapt in the future before they become the present and impact your portfolio.
Start the conversation
With no financial incentives, Hilltop helps clients develop a goal-driven plan to do just that.
