Your investment strategy taken to new heights!

We take a unique approach with our investment strategy!

The core of our investment philosophy is crafted around your risk tolerance and the ability to compound returns and ultimately your wealth.

• Market Predictors

Can anyone guess the markets and what they will do the next quarter, the next year, the next three years of course not.

• Institutional Investors How Do They Do It?

The big guys on the block like pension funds, insurance funds, and endowments widely base their core investment decisions on facts and data. Not emotion. They don’t guess or invest on a hunch or on what they read. This is often called an institutional approach and strategy.

• Market Downturns

Our goal is to limit your losses during market pullbacks so that when the markets rally back, you have more money to capture the upside.

• Our Investment Management Process

Our investment process is truly unique to you the investor. This institutional approach to wealth management uses only factual data, not forecasting, to make investment decisions. This relentless adherence to a statistical process is unemotional, unbiased and incredibly powerful. As a client you will receive the same process as the multibillion-dollar funds.

• The Investment Team

Our partnership with Helios Quantitative Research allows our in-house investment committee to utilize quantitative asset management principals, and the underlying elements and data within a client portfolio, we can create mathematical diversity. We believe mathematical diversity mitigates the impact of a market or economic crises and maximizes confidence in achieving financial plans.

• Hilltop Investment Models

We have a series of investment strategies that will either over-weight its equity position to pursue excess returns, be neutral equity weight, or under-weight to seek the protection of capital during actual or expected turbulence.

• Do We Pay More for this Portfolio Management Process?

You pay no more: the process, partnership, trading and management are all included within our asset management fee. No hidden costs. Clear and easy to understand.

Typical Wealth Manager

Hilltop Wealth & Tax Solutions


Own a mix of stocks and bonds.

Diversify with Our Data Driven Process

Own a mix of stock and bonds based on the market environment.

Buy Appeal

Select Funds that have historically performed well.

Buy Appeal & Experience

Select funds that blend good performance, cost, and the investor experience .


Periodically look at your portfolio and sell funds that have performed poorly. Changes often made very infrequent.

Review and React

With frequent calculation points, when the data changes we dynamically adjust to better position with the new environment. Frequent calculation points.

Communicate Reactively

Explain what already happened in your portfolio.

Communicate Proactively

Explain what is happening and why changes are warranted.

Start the conversation

A Strategic approach to investing can help you maximize your retirement income while minimizing your taxes.

With no financial incentives, Hilltop helps clients develop a goal-driven plan to do just that.

Schedule a 30 minute call with Hilltop Today!

Website Disclosures

Hilltop Wealth Solutions (“Company”) is an SEC registered investment adviser located in Mishawaka, IN with branch office located in MI and other locations throughout IN.  The Company may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements.  The Company’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links.  Accordingly, the publication of the Company’s web site on the Internet should not be construed by any consumer and/or prospective client as the Company’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.  Any subsequent, direct communication by the Company with a prospective client shall be conducted by a representative that is either registered or qualified for an exemption or exclusion from registration in the state where the prospective client resides.  For information pertaining to the registration status of the Company, please contact the SEC or the state securities regulators for those states in which the Company maintains a notice filing.  A copy of the Company’s current written disclosure statement discussing Company business operations, services, and fees is available by going online via the SEC’s Investment Advisers Public Disclosure (IAPD) database at, using SEC #801-115255.

The Company does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to the Company web site or incorporated herein and takes no responsibility, therefore.  All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by the Company, will be profitable or equal any historical performance level(s).

Certain portions of Company web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, the Company (and those of other investment and noninvestment professionals) positions and/or recommendations as of a specific prior date.  Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s).  Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from the Company, or from any other investment professional.

The Company is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice.

Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if the Company is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of the Company by any of its clients.  Rankings published by magazines and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser.  Rankings are generally limited to participating advisers.

To the extent that any client or prospective client utilizes any economic calculator or similar interactive device contained within or linked to the Company web site, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from the Company, or from any other investment professional.

Each client and prospective client agrees, as a condition precedent to his/her/its access to the Company web site, to release and hold harmless the Company, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from the Company.

Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.